Online Banking leitet den Kunden auf die Online-Banking-Seite der Bank des Die Swedbank erlaubt es, Zahlungen via Onlinebanking zu autorisieren. Currently working as Agile Product Owner in Digital Banking department within Swedbank, developing online banking services for web and mobile channels. 1 Fragen im Vorstellungsgespräch als Online Banking bei Swedbank plus 1 Bewertungen. Anonym von Bewerbern gepostete Informationen zum.
Übersetzung für "internet bank" im DeutschHansjörg Leichsenring ist Herausgeber des Bank Blogs und der Finanzbranche seit über 30 Jahren beruflich verbunden. Nach Banklehre und. Currently working as Agile Product Owner in Digital Banking department within Swedbank, developing online banking services for web and mobile channels. Swedbank ist die größte Bank in der Region, auch Nordea und Danske Bank waren dort vertreten. Viele Unternehmen aus Russland und.
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Limits are user-specific, not applicable for every single account. You can set limits for call approvals for outgoing payments. If it is exceeded, a bank employee will call the specified contact person and ask for an approval of the payment and its details.
Alternatively, your company's representative can call the bank's customer service line and approve the payment upon authorization. Additional approval of the payment will be made by phone.
It means that the bank will not execute any payments that exceed the approval limits without approval by the client. The bank will call you back on weekdays from to If the employee fails to get in touch with the client, they will try again during the banking day; if they don't succeed, they will try on the next day.
If the client is not reached by phone, the payment will be cancelled. Set up being notified by a text messages in case of exceeding outgoing payments and you will receive an SMS alert every time when an outgoing payment exceeds the limit set by you.
This way, you will be always up-to-date with your finances or those of your company at any place and time just by the text message. If you're idle on the Internet Banking site for 5 minutes, you will be prompted to enter the password to continue your Internet Banking session.
Time limits protect you in case you forget to log off from the Internet Banking site when leaving the computer.
Before starting to enter your log-in credentials, make sure that you have the right URL entered in your Internet browser address bar. Also, an icon security icon is visible at the bottom of the internet browser's window.
The icon is a sign of Verisign certificate. It is important for us at Swedbank that our customers can feel safe and secure when doing business with us.
We have therefore a structured approach to security in all of our development and management of systems and constantly strive to achieve the highest possible security and quality.
Despite this, an error may slip by. If you have found a security flaw, we would like to hear more about it to be able to correct the problem as soon as possible.
Send an email to us at responsible-disclosure swedbank. We prefer that you use our public PGP key to protect the information you send over.
Make sure to have included the following information. You can report security flaws that you have found in any of our services. Examples of security flaws are cross-site scripting, flaws in encryption or flaws with security implications in logic controls.
The reporting service is not for other logical errors, errors in texts, questions about our services, questions about the security of our services or similar.
We will confirm that we have received your description, continuously keep you updated while we process the issue, and inform you when the issue is fixed.
Claims for compensation as a condition for sending in a vulnerability is not accepted. Sometimes you may receive phone calls or letters allegedly from 'bank employees' or other 'officials' asking you to reveal your secret codes.
As a general rule such phishing is designed to trick somebody into disclosing their bank or credit card information by sending fraudulent e-mails purporting to be from a bank, Internet service provider, etc.
If you suffered something similar please report incident to the bank phishing swedbank. We encourage you to update your browser and Operating system version as soon as update is released.
These updates can be set up automatically for better security and experience in our digital channels. We officially support these browser versions:.
Become a customer. It is also possible to get Smart-ID in our branches. Get Smart-ID. Identification Security solutions Practical recommendations FAQ In order to log in you need to select a means of authentication.
What to do in emergencies? Private clients Consultation Centre: 6 Business clients Consultation Centre: User rights In our Internet Banking facility, you can use a number of accounts or select a single account to be used.
User limits You can set daily and monthly limits individually for every user and account. Call-approval limits You can set limits for call approvals for outgoing payments.
Use the SMS Banking features Set up being notified by a text messages in case of exceeding outgoing payments and you will receive an SMS alert every time when an outgoing payment exceeds the limit set by you.
Browsing session expiration If you're idle on the Internet Banking site for 5 minutes, you will be prompted to enter the password to continue your Internet Banking session.
Session certificate All Internet Banking data traffic is encrypted. Internet Banking site certificate Before starting to enter your log-in credentials, make sure that you have the right URL entered in your Internet browser address bar.
How do you report? Make sure to have included the following information Detailed description of the vulnerability containing such info as URL and type of vulnerability.
The necessary information that we need in order to reproduce the problem. If applicable, a screenshot of the vulnerability you have found.
Contact information, name, email, phone number, and your public PGP key if you have one. What can you report? What can you expect of Swedbank?
What is required of you? It is important for both us and our clients' security that you follow good practice, i.
Can you file a report anonymously? Suspicious e-mails or calls. Be cautious and on your guard! Internet banking users must not disclose secret internet bank codes information to anybody even if threatened or promised substantial financial reward for it.
Internet banking users are encouraged to call the bank and inform it of any suspicious e-mails or phone calls asking them to supply or confirm information concerning their secret internet banking access codes.
Internet banking users must not click on links contained in suspicious e-mails, open any attachments or reply to them. Swedbank never sends e-mails asking to provide your user ID, passwords or code card numbers, or any links to websites where any of your data have to be entered.
Swedbank never sends any e-mails asking to install additional software to improve Internet banking usability. Safe browsing Threat suspicious files with caution and do not open them.
Do not open files from anyone you don't know or if you are not convinced that it is safe to do so. Also be wary of suspicious files from people you know - they may be infected and the file in question may be a virus or spyware.
Most often viruses are contained in files with the extensions. Viruses may also be present in Microsoft Office documents, so it is well worth to exercise caution when opening them and to select 'No' when Word asks if you want to run a macro program script.
This is obligatory even if you leave your computer unattended for a little while. By following this advice, you will protect yourself against your computer and your bank accounts being accessed by other persons.
If possible, avoid banking online at public places Internet cafes, libraries etc. However, if you must do so, always make sure that you close the browser after banking online and change your login password as soon as possible.
Do not log in to your computer using a user profile with administrator rights in your day-to-day work. Turn your computer off when you don't use it.
Nobody can hack a computer which is offline. We officially support these browser versions: Google Chrome 80 and later Microsoft Edge 80 and later Mozilla Firefox 75 and later Safari Protect your internet bank access codes Do not, under any circumstances, share details of your secret internet banking codes with other persons, including your family members, friends or the Bank's employees.
If you want your family members to manage money in your bank account s with Swedbank, ask the Bank to issue internet banking access codes to your selected persons too.
Remember that all internet banking login details user ID, codes, passwords, etc. Never send internet banking access details via email.
Do not store your password or PIN together with the security token. Your PIN should not coincide with any part of your phone number.
Avoid choosing a PIN resembling dates. Change your PIN immediately if you suspect that other person might have accessed your internet banking credentials.
Keep an eye on the movement of finances in your account Keep track of transactions in your account on a regular basis.
Install and turn on the local firewall. It should be configured so that it prevents connections from the Internet to your computer.
Regularly download and install security updates for all software installed in your computer. Use the latest browser and operating system available.
Turn on automatic updates for all software. Set your browser to block pop-ups. We recommend the following safety measures on mobile devices smartphones and tablets used for Internet Banking: Download and install applications only from trusted sources such as the App Store on the iPhone and iPod touch or Google Play on your AndroidTM device or Windows Phone apps store.
Do not root or jailbreak your mobile device to get around limitations set by your carrier or device manufacturer. It will remove protections built into the device to defend against mobile threats.
Configure your mobile device to automatically download and install updates for all software installed on it.
How do I find the full service price list? The full price list can be found on the private client homepage after selecting Prices and Rates under Useful.
Euribor can be found on the private client homepage after selecting Loan and Leasing Interest Rates under Prices and Rates on the Useful page.
You can find the codes when you select International Settlements under Payments on the Everyday Banking page. Settings and contact details can be found under May Bank on the private client homepage.
You can change your contact details and permanent password and define new Internet bank settings under My contacts and settings.
The donation environment can be found on the Corporate Social Responsibility page. Further information is available on the donation environment page.
The sensible option is to set a daily limit that covers the transfers you usually have to make. You can always increase your transfer limit temporarily if you wish to make transfers that are bigger than usual.
You also get direct access to all e-services without having to identify yourself through an Internet bank. And your ID card is also easy to carry on you.
For more information see www. Account operator A legal entity who is a participant of the central depository and intermediates securities account services to investors.
Activity based accounting Accounting method that accounts for revenues and expenses when they occur even if they have not actually been paid or received.
Administration A service offered by banks which guarantees that the assets of the customer are preserved and that expedient security transactions are concluded; a relationship with the bank where the bank concludes the ownership actions of the customer according to the customer's orders.
ADR A negotiable certificate held in a U. ADRs make it easier for Americans to invest in foreign companies. American-style option An option which can be exercised at any time between the purchase date and the expiration date.
Opposite of European-style option. Annuity A series of equal payments paid periodically by a customer for repayment of a loan.
If a loan is repaid on the basis of an annuity schedule, the amounts paid every month are of the same size and consist of a loan principle repayment and interest calculated on the outstanding loan.
Arbitrage Attempting to profit by exploiting price differences of identical or similar financial instruments, on different markets or in different forms.
Ideally, a pair of opposite transactions that take place simultaneously and generate profit with zero risk.
At-the-money A condition in which the strike price of an option is equal to or nearly equal to the market price of the underlying security.
B Balance of payments An accounting record of all transactions made by a country with over a certain time period, comparing the amount of foreign currency taken in to the amount of domestic currency paid out.
Balance sheet A quantitative summary of a company's financial condition at a specific point in time, including assets, liabilities and net worth.
Bankcard a card issued by a credit institution to accountholders or persons determined by accountholders for doing card transactions. Banking day A day when banks are open to carry out banking operations.
Basis point The change in the price of a bond, per nominal, for a 1 basis point change in its yield to maturity. Beta A quantitative measure of the volatility of a given stock, mutual fund, or portfolio, relative to the overall market.
A beta above 1 is more volatile than the overall market, while a beta below 1 is less volatile. Black-Scholes model A model used to calculate the value of an option, by considering the stock price, strike price and expiration date, risk-free return, and the standard deviation of the stock's return.
More generally, anything of very high quality. Bond A debt instrument issued for a period of more than one year with the purpose of raising capital by borrowing.
Bond yield The annual rate of return on an investment, expressed as a percentage. For bonds and notes, it is the coupon rate divided by the market price.
Borrower A customer who has obtained a loan from the bank. Broker Any individual or firm which is in the business of buying and selling securities for itself and others.
C Call An option contract that gives the holder the right to buy a certain quantity of an underlying security from the writer of the option, at a specified price the strike price up to a specified date the expiration date.
Capital gain The amount by which an asset's selling price exceeds its initial purchase price. A realized capital gain is an investment that has been sold at a profit.
Cash flow A measure of a company's financial health. Equals cash receipts minus cash payments over a given period of time; or equivalently, net profit plus amounts charged off for depreciation, depletion, and amortization.
CD certificate of deposit Short- or medium-term, interest-bearing debt instrument offered by banks and savings and loans. Low risk, low return.
Clean price The present value of a bond net of accrued interest - i. Most markets quote bonds on a clean price basis, except when the bond is into its final coupon period, when it may be quoted dirty.
Clearing The process of calculating market participants' obligations towards each other and executing cash transfers as part of the settlement process.
Closed investment fund A fund with a fixed number of shares outstanding, and one which does not redeem shares the way a typical mutual fund does.
Such funds are often listed on a major stock exchange and trade like other securities. Unlike a typical mutual fund, a closed-end fund's share price can trade above or below its net asset value.
Closing price The price of the last transaction for a given security at the end of a given trading session. Collateral Assets pledged by a borrower to secure a loan or other credit, and subject to seizure in the event of default.
Compounding A process whereby the value of an investment increases exponentially over time due to compound interest. Convertible bond A corporate bond that can be exchanged, at the option of the holder, for a specific number of shares of the company's preferred stock or common stock.
Corporate actions The term referring to any action involving a company's issued security other than market trading. Corporate actions can be intitatied by the company or by the holder of the securities.
Rights issues, takeovers, debt repayments, announcements of annual or extraordinary general meetings, dividends, etc.
Corporate bond A bond issued by a corporation. Counterpart One party of the transaction. A trade takes place between two counterparties.
Coupon The interest rate on a fixed income security, determined upon issuance, and expressed as a percentage of par.
Also, the term for each interest payment made to the bondholder. CP An unsecured obligation issued by a corporation or bank to finance its short-term credit needs, such as accounts receivable and inventory.
CPI An inflationary indicator that measures the change in the cost of a fixed basket of products and services, including housing, electricity, food, and transportation.
Credit card A bankcard which allows card transactions to be done within the extent of the credit limit established in the agreement.
Credit rating A published ranking, based on detailed financial analysis by a credit bureau, of one's financial history, specifically as it relates to one's ability to meet debt obligations.
Credit risk The likelihood of non-payment of credit. Creditworthiness The ability of the customer to receive credit on the basis of the previous and present credit activities.
Currency option The right, but not the obligation, to buy for a call option or sell for a put option a specific amount of currency at a specified price the strike price during a specified period of time.
Current account An account on which all current settlements are reflected. Current assets A balance sheet item which equals the sum of cash and cash equivalents, accounts receivable, inventory, marketable securities, prepaid expenses, and other assets that could be converted to cash in less than one year.
Current rate A rate quoted separately for every transaction. Current yield The annual rate of return on an investment, expressed as a percentage.
For bonds, it is the coupon rate divided by the market price. Custodian An entity, often a bank, that safekeeps and administers securities for its customers and that may provide various other services, including clearance and settlement, cash management, foreign exchange and securities lending.
Custody There are generally three types of custody arrangements: domestic custody, global custody and master custody.
Day order A buy or sell order which automatically expires if it is not executed during that trading session.
Debit card A bank card which allows card transactions to be done within the amount of the money on the account. Default interest A sanction for failure to fulfil monetary obligations in time.
Deflation A decline in general price levels, often caused by a reduction in the supply of money or credit. Opposite of inflation.
D Day order A buy or sell order which automatically expires if it is not executed during that trading session. Delivery versus payment The simultaneous transfer of securities and cash that ensures that delivery of securities occurs only if delivery of funds occurs.
Dematerialised securities Electronically held securities for which the physical certificates of ownership have been replaced by book entry records.
Deposit Money invested in the bank for a certain period. Depreciation The allocation of the cost of an asset over a period of time for accounting and tax purposes.
Also, a decline in the value of a property due to general wear and tear or obsolescence; opposite of appreciation. Derivative A financial instrument whose characteristics and value depend upon the characteristics and value of an underlying instrument or asset, typically a commodity, bond, equity or currency.
Examples are futures, options, and mortgage-backed securities. Devaluation A substantial drop in the value of a currency, relative to the price of gold or the currencies of other countries.
Direct debit order A type of payment where the customer authorises the bank to transfer a certain amount to the account of a certain beneficiary upon the demand of the latter.
Dirty price The present value of a bond including accrued interest - i. Discounted bond A bond which is sold at a price below its face value and returns its face value at maturity.
Diversification A portfolio strategy designed to reduce exposure to risk by combining a variety of investments, such as stocks, bonds, and real estate, which are unlikely to all move in the same direction.
Dividend A declared by a company's board of directors and given to its shareholders out of the company's current or retained earnings.
Dividend reinvestment Using the dividends from an investment to buy more of that investment. Domestic custody involves holding assets held in a country on behalf of its clients, including assets held under sub-custodial arrangements.
Domestic payment a payment in case of which the accounts of the remitter and the beneficiary are in the same country.
Double Taxation Agreement Inter-governmental treaty developed to avoid the double taxation of income. If interest or dividend income is taxed at source, the investor will not be required to pay the tax in its country of residency.
Duration A measure of the average maturity of a series of cash flows, such as coupons and principal, on a bond. Duration can be used to calculate the market risk associated with a change in yield to maturity.
E EPS Total earnings divided by the number of shares outstanding. Companies often use a weighted average of outstanding stock over the reporting term.
The European Monetary Union consists of countries who met the economic criteria determined in the Maastricht Treaty of the European Union in The Euro became valid as a settlement currency from the beginning of On January 1st , the System of European Central Banks put into circulation banknotes with nominal values of 5, 10, 20, 50, , and euros and coins with nominal values of 1, 2, 5, 10, 20 and 50 cents and 1 and 2 euros.
Eurobond A bond issued and traded outside the country whose currency it is denominated in, and outside the regulations of a single country; usually a bond issued by a non-European company for sale in Europe.
Euro currency Currency deposited by companies and federal governments in banks outside their own country, usually currency of a non-European country deposited in Europe.
European style option An option which can only be exercised for a short, specified period of time just prior to its expiration, usually a single day.
Ex-dividend day The first day of the ex-dividend period. Expiration date The date on which an option, right or warrant expires, and becomes worthless if not exercised.
F Fill or kill An order given to a broker that must immediately be filled in its entirety or, if this is not possible, totally canceled.
Generally the nominal currency of the bond is the currency in circulation in the country the issue will be carried out.
Forward Cash market transaction in which a seller agrees to deliver a specific cash commodity to a buyer at some point in the future.
Free cash flow Operating cash flow net income plus amortization and depreciation minus capital expenditures and dividends. Free of payment The movement of securities which is not dependent on the simultaneous movement of cash countervalue.
Fund manager The individual responsible for making portfolio decisions for a mutual fund, pension fund, or insurance fund.
Fundamental analysis A method of security valuation which involves examining the company's financials and operations, especially sales, earnings, growth potential, assets, debt, management, products, and competition.
Futures A standardised, transferable, exchange-traded contract that requires delivery of a commodity, bond, currency, or stock index, at a specified price, on a specified future date.
G GDP The total market value of all final goods and services produced in a country in a given year; equals total consumer, investment and government spending, plus the value of exports minus the value of imports.
GTC good till cancelled An order to buy or sell which remains in effect until it is either executed or cancelled. Guarantor A person who enters into the obligation to pay the debt for the debtor.
I Index A benchmark against which financial or economic performance is measured. Indexing A passive investment strategy in which a portfolio is designed to mirror the performance of a stock index.
Inflation A macroeconomic indicator which shows the increase of the general price level; the inflation rate is the speed of price increases.
Insider An officer or director of a company whos has not publicly known information. Also, any individual who has inside information.
Institutional investor Entity with large amounts to invest, such as investment companies, mutual funds, brokerages, insurance companies, pension funds, investment banks.
Interest Interest is the fee payable for the use of borrowed money. Floating interest rates change during the agreement period according to the conditions set in the agreement.
Floating interest rates are usually reviewed twice a year, whereas interest is calculated on the basis of the 6 months EURBOR as of the date of review.
A fixed interest rate is valid during the entire duration of the loan agreement. Interest rate The interest rate on a fixed income security, determined upon issuance, and expressed as a percentage of par.
Interest rate risk The possibility of a reduction in the value of a security, especially a bond, resulting from a rise in interest rates.
Interest swap An exchange of two debt obligations that have different payment streams. International payment A payment in case of which the accounts of the remitter and the beneficiary are in different banks and the banks are in different countries.
In-the-money Situation in which an option's strike price is below the current market price of the underlier for a call option or above the current market price of the underlier for a put option.
Investment fund Firm that invests the pooled funds of retail investors for a fee. There are two types: open-end mutual funds and closed-end investment trusts.
IPO initial public offering The first sale of stock by a company to the public. A coding system developed by ISO with the purpose of creating one unique number on a global basis for identifing securities.
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Sign Up. Related Companies Swedbank Meniga. Retail banking. External what does this mean? This content is provided by an external author without editing by Finextra.
It expresses the views and opinions of the author. Swedbank rolls out Meniga customer engagement tech 07 December 1.
Source: Meniga Meniga, the global leader in AI-driven digital banking solutions, has partnered with Swedbank, a leading bank in the home markets of Sweden, Estonia, Latvia and Lithuania, to launch new services to increase customer engagement.